Debt Consolidation Vs Debt Settlement - Debt Care Doctor:Online Debt Consolidation and Debt Settlement community

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What is the SOL on debt in Alaska?

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in Debt Consolidation, Debt Management and Debt Settlement forum by mbp, 17-11-08 07:18

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Insurance Company Judegement of the day

in Debt Consolidation, Debt Management and Debt Settlement forum by GmacMortgage, 30-08-08 14:26

Debt Consolidation Vs Debt Settlement

Debt Settlement :

It is a method by which you and your creditor agree that you'll only pay a portion of what you owe and call it even.Debt Consolidation :It is a method by which you lump all your debts together with a 3rd party service and then pay them monthly until it's paid off.

Debt Settlement :

40% to 80% reduction of original owed amount.
"settled" or "settled in full" or "paid in settlement" is marked as debt.
It takes 2 to 3 years to get freedom from debt.
interest savings is huge amount.

Debt Consolidation:

Reduction in interest accrued, and possibly the interest rate.
One payment to a debt consolidation loan compared to several.
Freedom from debt in 3 to 5 years.
Credit score not affected long term.
All debts shown as "paid full" as they are satisfied.

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