Terms of usage and conditions of service

We request our community members to follow the rules and guidelines to help us maintain a quality platform.

All users are requested to abide by the following set of rules:

1. In forums or comments do not use abusive language.
2. Respect and appreciate other community members.
3. Do not post extract from any press release, email, newsletter, web page in the forum (since it might be copyright material) instead you can give an link.
4. Clickable or non clickable links: Links to government, law and other informative and relevant sites can be kept clickable. Links to all other sites should be kept non clickable.To avoid the possibility of arguments on which link is relevant or not, it is left to the sole judgment of the site admins.
5. Direct or whispering promotional posts will be deleted without any notice.
6. Our forum is an open platform thus messages posted in it are the sole opinion of the poster (author) and he/she is fully responsible for it. The comments are not endorsed by debtcaredoctor.com. .
7. Any email related to community can be posted under forums as we work as a community and all communication should be made available to the community.
8. You certify that you are 13 years of age or over. All those individuals under 13 years of age will need a full release form from their parents before posting any messages. This is in compliance with the Childrens Online Privacy Protection Act of 2000 (COPPA).
9. You agree not to hold DebtCareDoctor or its members liable for anything stated within the forums.
10. You are responsible for your own posts and agree not to hold (owners of debtcaredoctor.com) liable for any messages posted.
11. We put the system online in good faith, please use it in good faith.
12. Please do not make any personal attacks to any individuals in the forum. Also refrain from revealing personal information in the forum.
13. Google Adsense Program: Debt Care Doctor has no affiliation with any payday loan companies. The ads are generated by the Google adsense program. Adsense bots crawl the pages and show the ads that are relevant to the content. We have no control over the google ads system. For more information, you can visit Google Adsense Faq.
14. You are not allowed to advertise competing websites on DebtCareDoctor Forums, Private Messages or by any other means through the website. All private messages pass through an automated scanner to check for competing websites being advertised. Our automated scanner will alert us whenever anyone seems to violate the policy. It's a humble request to everyone to follow the guidelines.
15. Do not take any advice you receive in this forum as legal advice. Please consult with an attorney licensed to practice law to take legal advice.